6 common smartphone charging mistakes to avoid

6 common smartphone charging mistakes to avoid
Charging the smartphone has become such a mundane task in everyone’s life. However, many people don’t know that they could be making several mistakes while doing so, causing the battery to drain faster than it should and making the phone less efficient. Despite the task looking deceivingly simple, there is a lot that goes into perfecting technology. These nuances determine the charge cycles of one’s phone, determining the battery’s lifespan. 1. Leaving the charger in the socket One of the most common mistakes people make with their chargers is letting them remain in the sockets. This plugged-in charger keeps drawing electricity, causing a significant rise in one’s energy bills. If the room is humid enough, this can also result in the transformer short-circuiting and catching fire. Always unplug the charger and stow it away when not in use to stay safe. This will help save on energy costs and keep the home safe. 2. Letting the battery die completely before charging it again Today, all smartphones use lithium-ion batteries with a set number of charge cycles. Letting the phone’s battery die completely affects this cycle, impacting its longevity. To avoid this issue, don’t let the phone’s battery reach 0% before charging it.

6 mistakes to avoid when using debit cards

6 mistakes to avoid when using debit cards
As many parts of the world are steadily moving toward a cashless economy, debit cards are becoming highly popular and accepted modes of payment. These cards can be used for shopping at all major retail stores and withdrawing money instantly. Also, most debit cards offer lucrative benefits, such as rewards, cashback, and no annual fees. But to get the most out of debit cards, it is important to avoid certain mistakes. 1. Using too many debit cards As different banks offer different deals and benefits on debit cards, many tend to use multiple cards to benefit from a variety of offers. But such deals and offers come with additional fees, so, the more cards one has, the higher the aggregate fee one would have to pay. These extra charges can increase the expenses. So, it’s best to have a maximum of three cards to avoid spending too much money on fees. 2. Using debit cards for big purchases A debit card uses the funds deposited in the cardholder’s bank account. So, if one tries to pay an amount that exceeds the total balance in the account, the transaction may bounce. For this reason, it’s best to use a credit card for large transactions so that one can repay the amount flexibly until the deadline.

6 benefits of cruise insurance

6 benefits of cruise insurance
Traveling on a cruise is an exciting experience to try at least once in a lifetime. A cruise offers a range of amenities for adults and children, including live music, concerts, water activities, and delicious meals. However, embarking on a cruise means that one will be away from home for at least a day or two, if not longer. Having cruise insurance can help address various situations that may arise while on board the ship. Last-minute cancellation refunds One might have to cancel a cruise trip at the last minute for various reasons, including a family or health emergency. However, cruises have terms and conditions that may prevent the issuance of a refund. If one is faced with this situation, one might lose all the money spent on the cruise package. However, having a cruise insurance plan could offer complete reimbursement or credits. Coverage for missed cruises Sometimes, one might need to fly to a city to board a cruise. If the flight gets canceled due to extreme weather conditions, there is a high chance one may miss their cruise and not get a refund in the process. In such situations, signing up for travel insurance can help reimburse an individual for eligible meals, hotel stays, and lost prepaid expenses if a trip delay is experienced.

Know how to conduct a vehicle title search

Know how to conduct a vehicle title search
Buying a used car is an economically viable alternative to buying a brand-new vehicle, but it comes with its own risks. One of these risks is not knowing the car’s actual history, such as whether it has been in accidents or how much routine maintenance it has gone through. In such situations, conducting a title search on a vehicle can be beneficial to learn about the actual recorded history of the car. Find the VIN The VIN or Vehicle Identification Number is a 17-digit combination of numbers and letters assigned to each vehicle. This number can be found in the vehicle’s insurance information documents, such as the insurance card or insurance policy. Since every state mandates that a car has insurance coverage, finding the VIN through the insurance documents is fairly easy. But if the insurance documents are not available, the VIN can also be found on the car’s registration card or sticker. These are usually found on the front windshield on the driver’s side. Besides this, the VIN can also be found on the driver’s side below the windshield, the driver’s side door or door jamb, the front of the engine block, or the front end of the frame.

4 popular debit cards to consider using

4 popular debit cards to consider using
With cashless economies becoming the norm, debit card transactions have increased exponentially, and almost all major retailers across the country accept debit cards as a mode of payment. Their ease of use with other benefits and cashback options add to their appeal. Debit cards can also be used to withdraw cash instantly, which is especially useful when cash payment is the only option. Having the right debit cards is the key to enjoying maximum benefits. Empower Debit Card The Empower app, powered by AI and cutting-edge technology, has made finance management a breeze. It helps individuals with every aspect of financial planning, from investment and retirement to health savings. The company offers a cashback debit card, which provides 1% cashback on the first $1,000 spent using the debit card every month. Also, those who register for the card can additionally open a savings account. With the Empower Referral Rewards Program, one can receive a credit of $5 upon referring a friend to Empower. U.S. Bank Visa® Debit Card The U.S. Bank Visa® Debit Card has emerged as a popular, convenient option for users as it is accepted by millions of retailers in the country and has flexible autopay and recurring payment options.

Key features of no-fee prepaid debit cards

Key features of no-fee prepaid debit cards
A no-fee prepaid debit card is a type of debit card that provides more advantages than the typical prepaid debit card. The key benefit of this card is that users can load and use their money without paying any fees. Additionally, these cards also help limit one’s spending, thus preventing any potential financial crisis. However, one downside to this card is that some stores and service centers may not accept it. Features of no-fee prepaid debit cards Prepaid debit cards provide users with exclusive access to credit. People owning these cards can repay this used credit within a stipulated amount of time. The workings of a prepaid debit card differ slightly from that of a standard debit card. A normal debit card is used to withdraw money from one’s savings account. On the other hand, prepaid debit cards allow users to load money into their cards through several monetary avenues. Unlike a regular debit card, a prepaid card is not linked with its user’s savings bank account. In that sense, this card functions a lot similar to credit cards issued by banks. Additionally, prepaid debit cards come with several added fees, such as an activation fee, a card loading fee, a monthly fee, a fee for withdrawal from out-of-network ATMs, and a general withdrawal fee.

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9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks. It is very common to get into a depressive state before or after the manic episode. Postpartum Depression (Peripartum Depression) This depression episode is characterized by dramatic hormonal changes in women after giving birth. They may tend to experience bouts of sadness and cry anytime. The symptoms usually alleviate after a week or two of giving birth. Seasonal Affective Disorder (SAD) People with this type of depression start experiencing depressive symptoms with a change in seasons. For many, it happens during winter. The individual starts feeling worse as the season progresses and can even have suicidal thoughts.
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Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress. Nausea and vomiting may also cause headaches, but medications cannot always be taken, as they may affect the baby’s health. Hormonal changes during pregnancy can cause extreme mood swings, so everyone around must be prepared to deal with this. Maintaining a healthy relationship with one’s partner and responding to their needs is crucial to ensure a healthy pregnancy, especially after the first trimester, when the baby starts developing quickly. Counseling One of the more crucial aspects of family and pregnancy planning is prenatal counseling.
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